Articles

Jim Yih's WealthWebGurus.com Articles

Jim has been writing his column for over 10 years and as a result, he has over 1000 articles to help people make better decisions with money. For a complete listing of all his articles, you can visit WealthWebGurus.com.

(most recent on top):

Enough Bull: The bull about GICs
Reverse Mortgages: Getting money out of your home in retirement
Advice for GIC Investors
Advantages of Self-Directed RRSPs
The Great RRSP Debates
RRSP Quick Facts 2010
Minimizing Old Age Security Clawback
New proposed changes for CPP
Will Canada Pension Plan (CPP) be there when you retire?
Smart Tips for Estate Planning
Take Control of Your Money
A Personal Message from Jim
Buy and Hold does not always work
Pension plans provide safe, guaranteed income in retirement
Conservative investing is an abused term
Markets hit retirees the hardest
More success stories
A happy retirement is not out of the question
How much will the government pay you?
Surviving the retirement risk zone with guaranteed income products.
Be aware of the retirement risk zone
Insurance Companies offer benefits for investors
Where will your retirement income come from?
Tips to handling an inheritance
Learn how to swap your debt
Good Debt and Bad Debt
Elimination of 40-year mortgages
Three simple questions to ask your advisor.
Tips to finding a financial advisor
How much should you invest globally?
Investing is all starting to look the same
Paying for financial advice
Newlyweds need to talk about money
What should retirees do to protect their income?
Retirees should be more conservative with their portfolios
Misconceptions of estate planning
Financial success come is putting your money into financial assets
Don’t get lured by Financial Pornography
Become a smarter investor
Tax planning strategies involving the pension income credit
Are you taking advantage of the pension income tax credit?
Common Mistakes People make on their tax return
What is Tax Loss Selling?
Who will use Tax Free Savings Accounts?
Understanding the Tax-Free Savings Account (TFSA)
Tax Smart Investing starts with understanding how investments are taxed
High Net Worth investing
Three reasons to take money out of your RRSPs early
Does Spousal RRSPs still make sense?
Take control of what you can control in investing
Timeless Advice for the recent market volatility
Financial resolution – Get a will
Get serious about your finances
5 ways to pay off your credit cards
New Years Financial Resolutions
2007 This time it’s different
Top 3 common fallacies of personal finance
Christmas is a time to give
Buying your first home
A Time to Give
More year-end tax tips for investing
Year end financial tips for 2007
Can we really consistently pick investment winners?
Predicting the Markets
Re-visiting the merits of borrowing to invest
Paying more frequently does not necessarily pay down mortgages faster
Parents can get more out of CPP
Time to pay down your mortgages
Proliferation of hybrid products
Alternatives for your savings
More on RESPs
Perfect Time to revisit Registered Education Savings Plans
What’s your sell discipline?
Three P’s of investing
More Tips to Help You Save Money
Be aware of putting money into depreciating assets
What would you do with an extra dollar?
Principles of saving money
Is savings money nature or nurture?
The Halftime Report 2007
Terminology for investment income
Are you planning to work in retirement
How to get your CPP early
Is Real Estate able to continue booming?
Two conundrums of Canada Pension Plan
Understanding Government Benefits
Chasing Performance is the biggest don’t to investing
Think twice before you decide to move out your pension
Be cautious when you are pitched to borrow to invest
5 things you need to know to plan for retirement
What are the considerations for dealing with pension choices
Six unconventional estate planning tips
Income Splitting Strategies in Retirement
How Much Will You Spend in Retirement?
Get Your Tax Refund Early
Income Splitting Strategies for Families
Top Timeless Tax Tips 2007
The Changing Face of Retirement
Good Tax Planning Foundation of Financial Decision-Making
Time to Get Rid of Debt
Financial Tips for Empty Nesters
Risk Tolerance vs Risk Capacity
Making Sense of Lifecycle Funds
How Do High Oil Prices Affect the Average Consumer?
How Long Will Your Money Last?
New Retirement Trends
The Latte Factor
Canadians Should Proceed with Caution
Maximizing CDIC Coverage
Use Caution When Tracking Unit Values of Mutual Funds
Mutual Funds for Defense
Thinking Outside the Box and Investing Outside RRSPs?
Building a Retirement Vision
An Economic Forecast
Making Sense of Financial Compromise
The Four C's of Investing
The Halftime Report 2005
Four Disciplines to Financial Success
Common Misconceptions of Retirement
7 Habits of Wealthy Canadians
Demographics and Investing!
A Walk Through the World of Mutual Funds – Part II
A Walk Through the World of Mutual Funds
RRSP and Tax Planning Tips
Who Says You Need to Stop Working at Age 65?
Building the Perfect Investment
What are the Benefits of F-Class Programs?
The ABC, XYZ, MER and F's of Mutual Funds
The Mutual Fund Review 2004
Making the Decision to Borrow for RRSPs
Make RRSP Savings One of Your 2005 Financial Resolutions
Make Some Financial New Year’s Resolutions in 2005
Everyone Has a Legacy
Communication Necessary to Estate Planning
Communication is Essential in Estate Planning
It's Important to Teach Your Children About Money
What News Will the Next Fiscal Quarter Bring for the Investor?
Getting Government Money from the Education Savings Plans
Buy Bonds and Pay Less Tax
Mortgage Insurance is Not Just About Cost
Do a Little Homework Before You Buy Mortgage Insurance
You Can Create Your Own Index Linked GIC
Remember the Four Key Components of an Estate Plan
Considering New Mutual Funds
When Should You Sell Your Mutual Funds?
How Many Mutual Funds Are Too Many?
Being an Executor of an Estate
Should You Buy a Mortgage Fund?
More on the Art and Science of Re-balancing
Understanding the Art and Science of Portfolio Re-balancing
Assessing Different Measures of Risk
How Much Money Can You Stand to Lose?
Where are Interest Rates Going?
Estate Bond
Understanding the Euphoria Surrounding Income Trusts
Three D's of Tax Planning
How Much Do You Think Your Pension is Worth?
Understanding Withholding Tax in Retirement
What is Your Net Worth?
Generating Income From Your Mutual Funds
RRSP Season is Over – What's Next?
The World of Wrap Accounts and Pooled Investments
Top Investment Ideas for 2004 – Part II
Top Investment Ideas for 2004
The Best and the Worst of 2003
Bull Markets Run All Around the World
The Ins and Outs of RESPs
Saving for Education Using the RESP
Understanding Mutual Fund Distributions
Every Penny Counts in Banking
How to Increase Your Returns by 10 Fold in Your Bank Account
Do You Have a Will?
What is Estate Planning?
What to Look for in Financial Advisors
Is Investing Emotional or Logical?
Advantages of Investing in Life Insurance Company Products
Are You Getting What You Pay For?
Five Essential Investment Research Tips
Understanding Investment Tools
Investing Is A Science
Understanding Absolute Performance
Understanding Principal Protected Notes
Will Markets Continue To Go Up (Part III)?
Will Markets Continue To Go Up (Part II)?
Will Markets Continue To Go Up?
The Security of GICs
Understanding Index Linked GIC Products
The World of Guaranteed Investing
More on Tax Smart Investing
Understanding Real Return Bonds
Hedge Funds and Alternative Strategies
Cathy's Story of Life Insurance
What Is The Best Type of Life Insurance?
Do You Need Life Insurance?
Is Management Style Really Important?
Relative Performance
What Should You Do With Your Monthly Contributions?
Investing Your RRSPs
Does It Pay to Buy RRSPs?
Principles of Investing
More Financial Resolutions
Financial Resolutions
Year End Checklist
Charitable Giving Using Life Insurance
Charitable Gifting
Ten Ideas to Successful and Happy Retirement
How Much Will I Need for Retirement?
When is the Best Time to Retire?
Getting Ready for Retirement
Retirement is About More Than Just Money
What is Retirement?
Socially Responsible Investing
Mixing Your Mutual Funds
More Behaviors of Investing
Investment Decisions Using Behavioral Finance
Managing a Mutual Fund Portfolio
Three Essential Steps to Building a Mutual Fund Portfolio
A Look at Income Trust Mutual Funds
Should I Stay or Should I Sell?
This Time it is Different
Halftime Report
Financial Stages of Life
Mutual Funds and Fees
A Statistical View of Mutual Funds
Three Biggest Mistakes Investors Make
Buy Low, Sell High
Four Engines of the Market
What Does the Weather Have To Do With Investing?
Tax Planning Tidbits
Transferring Your Pension
Dealing With Your Severance Allowance
Are You a Victim of Downsizing?
Critical IIllness: Is There a Chance it Could Happen to You?
Understanding High-Yield Bonds
Are Markets Ready to Rally?
What Should You Do With Your Tax Refund?
Two Great Debates Surrounding the RRSP
Top Investment Tips
Make Your RRSP Contributions Today
More on Tax Loss Selling
RRIF Meltdown Strategy
Bear Markets Can Create Opportunities for Tax Loss Selling
Higher Income Without the Risk
Rate Riser Rip-offs
Seniors Cannot Afford To Not Take Risks
Shop Around Before Choosing RRIFs
Systematic Withdrawal Plans in Bear Markets
Drawing Income in Retirement
Dealing with World Market Turmoil and Uncertainty
How Much Income Do You Need in Retirement?
When is Leveraging Appropriate?
Leveraging Comes In Different Forms
Mackenzie Cundil Value Fund
The Risks of Leveraging
C.I. Global Energy Fund
Spectrum Tactonics Fund
The Benefits of Leveraging
Do Ratings Really Work?
The Halftime Report
Probability of the Markets
Thoughts from the Experts
Do-it-yourself or Financial Advisor?
Building Wealth is Simple, Not Easy
Special Article - Converting Your RRSP to Income II
And That's a Wrap!
An Inside Look at Income Funds
Should You Follow Your Fund Manager?
How Do You Judge Performance?
The Coming of the Next Bull Market
What To Do With Your Tax Refund?
Tax Tips 2001
Mutual Fund Gurus: The Battle of the Books
Investing and Taxes
Market Volatility Creates Opportunity for Investment Income
Could You See the Coming of the Bear Market?
Time to Re-visit Leveraging
Is This the Time to Buy Emerging Markets?
Market Turmoil in Canada
What To Do in a Bear Market?
The Odds of a Bear Market
The Proper Use of Spousal RRSPs
Investing Your RRSPs
Where Should You Invest Your RRSP?
Should You Take Out an RRSP Loan?
New Tax Brackets for 2001
The Test of a Good Investment
In With the New and Out With the Old
A Tough Year for 2000
Investors Do the Wrong Things at the Wrong Time
Changes, Changes and More Changes at Templeton
Year End Finance Strategies
The End is Near, Invest With Caution
Is It a Matter of Style?
How Much Are You Earning In Your Bank Account?
Mutual Fund Corporations
Trading Investments Can Mean Paying Taxes!
Demographics and Investing!
Fund Merger Mania
Understanding Government Benefits II
Newspaper Returns - Truth or Lie!!
Snapshot Performance
Does Past Performance Equal Future Performance
Maximizing Your Income in Retirement
Income From Your Non-RRSPs
Converting Your RRSP to Income
What Does Retirement Really Mean?
Giving to Your Favorite Charity
A Tale of Perfect Timing
How Do You Judge Performance?
Market Benchmarks
What's a Fair Price for Your Funds?
How to Attain Perfection in Investing
Should I Stay or Should I sell?
Principles of Cashflow
Guaranteed Investment Certificates - Shop Wisely
Felicity Foresight and Henry Hindsight!
Tax Tips 2000
Is This the Time To Buy?
Correction 2000 - The Year of the Extreme
Know Your Tax Brackets
Paying Less Tax Means More Money In Your Pocket!
Segregated Funds - Marketing Hype or Dream Investment
More on Tech Mania and the Big Show
The Ant and the Grasshopper: 5 Strategies for Conservative Investors
Tecnology: Continued Boom or Ready to Bust?
Premiere Column

Bright Ideas Newsletter

Timely, practical financial advice and more!
Subscribe Now...

Education at Work

Helping employees and employers create more financial literacy
Read More...

Featured Events

On occasion the public can attend some of Jim's events. Check out these exciting events

My Legacy Organizer is a tool to help organize, diarize and share your life legacy

Jim Yih's WealthWebGurus.com Articles

Bright Ideas Newsletter

Education at Work

Featured Events

Featured Product